Home is where your files are located. Every user has full rights to the items in their Home folder. This means that each user can save files, make changes, and delete items in the Home folder. This is also a good place to put your own applications. Only a user with administrative privileges can install applications in the Applications folder for everyone to access. If you are the only one who will be using an application, say a grade book program, no one else will have access rights to it if it is in your Home folder.

Do you notice the Desktop icon in your Home folder? Each user has their own Desktop. Items on your desktop are actually located in this specialized folder. Your documents should all be in the Documents folder in your Home folder for easy access. Applications generally look there for your files first.